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Nursing HomeMedicaid

Terrace of St Cloud, the

Strong Medicare quality ratings; families often praise clean and well-maintained facility. Still worth an in-person visit.

3855 Old Canoe Creek Road, Saint Cloud, FL 34769120 bedsLicensed & Active
4/5
Medicare
Inspection
Quality
Staffing
Google rating
3.4/5

based on 21 Google reviews

5
4
3
2
1
Terrace of St Cloud, the Nursing Home in Saint Cloud, FL — Street View
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What this means for your family

While the facility is often described as clean and welcoming, there are recurring, serious reports of neglect and failure to monitor medical conditions. If you choose this facility, you must be prepared to be highly involved in your loved one's daily care and advocacy, as staffing levels appear inconsistent and responsiveness to urgent needs is a major concern.

Google Reviews

Google Reviews

21 reviews analyzed
The Terrace of St. Cloud receives highly polarized feedback, with some visitors praising the cleanliness and friendly staff, while others report severe neglect and dangerous lapses in medical care. Families have raised alarming concerns regarding residents being left soiled for hours, dehydration, and a lack of responsiveness to urgent medical needs. Prospective families should be aware of the significant inconsistency in the quality of care provided by the staff.

Quality Themes

Tap a score for details
Food3.0Staff4.0Clean5.0Activities6.0Meds2.0MemoryN/AComms3.0Value2.0

Strengths

  • Clean and well-maintained facility
  • Welcoming atmosphere
  • Attentive nursing staff (reported by some)

Concerns

  • Neglect of basic hygiene and resident cleanliness (mentioned by 3 reviewers)
  • Inadequate staffing levels leading to slow response times (mentioned by 3 reviewers)
  • Failure to monitor or address urgent medical issues (mentioned by 4 reviewers)

Rating Trends

Tap a year to see what changed

2342.52024(13)4.32025(8)3.52026(2)

Distribution

5
9
4
0
3
1
2
0
1
7

How They Respond to Reviews

0%response rate

Questions for Your Tour

  • 1We've heard wonderful things about how clean and well-maintained the facility is; could you show us around the common areas and the resident rooms?
  • 2With the nursing team being so busy, what specific protocols are in place to ensure that call lights are answered quickly and no resident's needs are missed?
  • 3How does the nursing staff monitor for sudden changes in a resident's medical condition or urgent health issues during the night shifts?
  • 4Can you tell us more about how medications are managed and double-checked to ensure everything is administered accurately and on time?
  • 5What does a typical daily schedule look like for residents, and what kind of social activities or outings are available to keep everyone engaged?
  • 6We'd love to know more about the dining experience—could you describe the meal planning process and how much input residents have in their food choices?

Personalized based on this facility's data


Key Review Excerpts

My mother was all wet and the bed was also wet and dirty since she had dropped part of the breakfast on the bed and the floor was very dirty and full of old food.

Long-term resident's family · 2024☆☆☆☆

My mom called me the other day saying she didn’t feel good and the staff was refusing to check her bp or her sugar until later in the evening after her medicine. I had to call and threaten them just for them to check her which I had to call 5 times.

Long-term resident's family · 2024☆☆☆☆

They almost killed my father. After discovering that my father had not eaten any food or water for at least three days we had to urgently return him to the hospital where they diagnosed severe dehydration.

Long-term resident's family · 2024☆☆☆☆
Source: 21 Google reviews

Staffing

Staffing Hours

per resident/day · Medicare 2026
RN Hours
0.49hrs
66%
Registered nurses for medical care
Total Nursing
3.91hrs
95%
All nurses + aides combined
Staff Turnover
51%
Lower is better (< 30% = good)
RN Turnover
73%
Lower is better (< 30% = good)

Both RN and total nursing hours are below national benchmarks. This can mean less clinical attention per resident, so ask about their staffing plan.

Quality Measures

Quality Measures

Resident outcomes compared with national, state, and local averages · 17 measures

Medicare Rating
3/ 5
Better Than Avg

8

measures

Worse Than Avg

1

measures

Mixed Results

8

measures

Long-Stay Residents
💊

Residents on anti-anxiety or sleep medication

↓ Lower is better
This Facility25.1%
Worse than Avg
Here
25.1%
US
19.5%
FL
15.0%
Osceola
11.2%
🚿

Residents whose bladder or bowel control got worse

↓ Lower is better
This Facility8.5%
Better than Avg
Here
8.5%
US
19.4%
FL
11.5%
Osceola
17.5%
🚶

Residents whose walking got worse

↓ Lower is better
This Facility5.5%
Better than Avg
Here
5.5%
US
15.3%
FL
10.6%
Osceola
15.6%
😔

Residents with depression symptoms

↓ Lower is better
This Facility2.8%
Mixed vs Avgs
Here
2.8%
US
12.1%
FL
4.1%
Osceola
2.1%
💊

Residents on antipsychotic medication

↓ Lower is better
This Facility12.0%
Mixed vs Avgs
Here
12.0%
US
15.4%
FL
8.7%
Osceola
6.2%
🛏️

Residents needing more daily help over time

↓ Lower is better
This Facility9.6%
Mixed vs Avgs
Here
9.6%
US
14.4%
FL
9.1%
Osceola
13.7%
Short-Stay Residents (Rehab / Post-Acute)
💉

Short-stay residents vaccinated for the flu

↑ Higher is better
This Facility92.5%
Mixed vs Avgs
Here
92.5%
US
79.7%
FL
94.7%
Osceola
89.2%
💉

Short-stay residents vaccinated for pneumonia

↑ Higher is better
This Facility92.9%
Mixed vs Avgs
Here
92.9%
US
81.8%
FL
94.8%
Osceola
94.8%
💊

Short-stay residents newly given antipsychotics

↓ Lower is better
This Facility0.0%
Better than Avg
Here
0.0%
US
1.6%
FL
1.5%
Osceola
1.0%
Source: Medicare quality measures

US average from Medicare published data

Inspection History

Medicare Inspection History

3-year lookback · Medicare 2026

3deficiencies
1penalties
Well below state avg (7.3)
7 complaint-triggered
$8,512 in fines

Families have filed multiple complaints about The Terrace of St Cloud, triggering seven deficiencies including concerns about abuse and neglect prevention and reporting. The facility shows recurring problems with care planning, accident prevention, and infection control across multiple surveys from 2021 to 2025. While all deficiencies have reported correction dates, the pattern of repeated issues in core care areas suggests ongoing challenges with maintaining consistent quality standards.

Nov 5, 2025Complaint
1
0656MinorCorrected

Resident Assessment and Care Planning Deficiencies

Develop and implement a complete care plan that meets all the resident's needs, with timetables and actions that can be measured.

Apr 24, 2025Routine
5
0291MinorCorrected

Egress Deficiencies

Install emergency lighting that can last at least 1 1/2 hours.

0345MinorCorrected

Smoke Deficiencies

Have approved installation, maintenance and testing program for fire alarm systems.

0353MinorCorrected

Smoke Deficiencies

Inspect, test, and maintain automatic sprinkler systems.

0694MinorCorrected

Quality of Life and Care Deficiencies

Provide for the safe, appropriate administration of IV fluids for a resident when needed.

0880MinorCorrected

Infection Control Deficiencies

Provide and implement an infection prevention and control program.

Jul 24, 2024Complaint
1
0689ModerateCorrected

Quality of Life and Care Deficiencies

Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.

May 31, 2024Complaint
1
0607MinorCorrected

Freedom from Abuse, Neglect, and Exploitation Deficiencies

Develop and implement policies and procedures to prevent abuse, neglect, and theft.

Aug 24, 2023Routine
3
0345ModerateCorrected

Smoke Deficiencies

Have approved installation, maintenance and testing program for fire alarm systems.

0656ModerateCorrected

Resident Assessment and Care Planning Deficiencies

Develop and implement a complete care plan that meets all the resident's needs, with timetables and actions that can be measured.

0865ModerateCorrected

Administration Deficiencies

Have a plan that describes the process for conducting QAPI and QAA activities.

Aug 24, 2023Complaint
1
0582MinorCorrected

Resident Rights Deficiencies

Give residents notice of Medicaid/Medicare coverage and potential liability for services not covered.

Federal Penalties

Fine

Jul 24, 2024

$8,512

Ownership & Operations

Who Operates This Facility

Owner / Operator

Terrace of St Cloud, the

Organization Type

for profit

Ownership & Management

Owners

Sc Ltc Holdings LLC

Owner · Organization

100%

Tapia, Jill

Owner (parent company)

Key personnel

Hernandez, RuthManaging Control - Governing BodyTapia, JillManaging Control - Governing BodySc Ltc Holdings LLCManagerRoth, DanielManagerHernandez, RuthAdp of the Snf
Source: Medicare provider data

Contact

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References & Resources

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